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Subaru: Minor front end hit = $8600 and counting

  1. #1
    OORAH!!@USMC.ret
    Guest

    Minor front end hit = $8600 and counting

    My wife was driving her MY00 Forester on a
    neighborhood street at 20 mph when a woman
    rapidly backed out of her driveway in front of
    her. They collided. The police and the insurance
    companies agreed that it was 100% the fault of
    the other driver, who had a large cardboard box
    in the car blocking her view.

    The Forester's grill was damaged and the hood
    slightly crumpled. I would have guessed $2000 or
    so... Boy! I was way off.

    Actual body work = $5,600

    The hit pushed something into the engine,
    damaging parts including the timing belt or
    whatever, and in the few seconds before the car
    was turned off there was another $3,000 damage
    done. The body shop says the dealer claims this
    is common with front-end hits to the Forester.

  2. #2
    Frank
    Guest

    Re: Minor front end hit = $8600 and counting


    <OORAH!!@USMC.ret> wrote in message news:com... 
    My '98 was totaled 6 months back in what looked like a repairable similar
    accident.
    http://www.dol.net/~frank.logullo/subaru.jpg
    Both air bags went off. I think they said they are $800 a piece not
    counting installation. When I bought a new one, my wife complained that the
    Forester did not hold up well. The salesman said it did exactally what it
    is supposed to do and protected me. I had minor bruise from the seat belt.
    Woman in PT Cruiser that cut in front of me was hospitalized.
    Frank



  3. #3
    Alan
    Guest

    Re: Minor front end hit = $8600 and counting

    Cars today are made to destroy themselves in the service of saving you.
    Seems like a fair trade...


    <OORAH!!@USMC.ret> wrote in message news:com... 



  4. #4
    Phil
    Guest

    Re: Minor front end hit = $8600 and counting

    yah, but another thing that bothers me is that there was actually an
    agreement or debate as to 'who' was at fault for the incident. People at
    stop signs, at cross-streets or in their driveways should yield to traffic
    anyway, in spite of what's blocking their visibility. End of rant!

    Phil
    Montreal, Quebec

    "Alan" <com> wrote in message
    news:bn6hhn$th500$news.uni-berlin.de... 
    news:com... 



  5. #5
    Alan
    Guest

    Re: Minor front end hit = $8600 and counting

    In Pennsylvania, the law requires that drivers entering or crossing the flow
    of traffic must yield to drivers in the flow of traffic. This means if I am
    going straight, and someone in the opposing lane makes a left in front of
    me, and I hit them broadside (even towards the rear of the car), they are
    100% at fault, even though I hit them.


    "Phil" <ca> wrote in message
    news:bn6j9m$f8t$cae.ca... 



  6. #6
    Frank
    Guest

    Re: Minor front end hit = $8600 and counting


    "Alan" <com> wrote in message
    news:bn6jod$tfk4j$news.uni-berlin.de... 
    flow 
    am 
    Same here in Delaware but when offending driver's insurance agent is in
    Connecticut and driver says, "You ran into me", I had to go no-fault on my
    insurance or wait 2 weeks for police report. Woman that caused my accident
    got a traffic ticket, probably had her car totaled and was hospitalized but
    I'm still pissed. It took my company, State Farm, eight days to estimate my
    car. I was pissed at both insurance companies. Fortunately two of my sons
    are lawyers and it ended up costing offender's insurance company more than
    if I had handled details myself. I also found that putting out no-fault
    deductible may take forever to get back so son threatened to sue if not paid
    promptly - it was.
    Frank



  7. #7
    Alan
    Guest

    Re: Minor front end hit = $8600 and counting

    I've heard that State Farm is very slow.


    "Frank Logullo" <net> wrote in message
    news:yQAlb.977$newsread.com... 
    of 
    are 
    accident 
    but 
    my 
    sons 
    paid 



  8. #8
    WRXtreme
    Guest

    Re: Minor front end hit = $8600 and counting

    I have had State Farm for my entire driving life (14 years of driving as of
    Nov 1 or this year.) I can honestly say that I have had great luck with
    them when it comes to claims (1 totaled car due to deer in road while
    traveling at 85mph, 1 roll-over, was rear-ended several times, etc... about
    10 claims in all) and I still pay only $48/month for full coverage insurance
    w/ $250 deductibles ($0 deductible on glass). I usually do all my own
    bodywork (except painting) and they just send the check directly to me
    everytime within a few days of the claim.

    Chuck


    "Alan" <com> wrote in message
    news:bn6n75$tlf14$news.uni-berlin.de... 
    the 

    my 
    estimate 
    than 



  9. #9
    null
    Guest

    Re: Minor front end hit = $8600 and counting

    Yes they are. A friend of mine who had Geico got very prompt service. The
    neighbor out of his driveway
    and the bumper literally opened up the side of the car like a can opener.
    He called Geico that morning at work
    they were there by lunchtime. The guy took the specs on the car (83 Buick
    LeSabre (cream puff condition)) he
    said it worth $XXXX, it's totaled you'll have your check in two weeks.
    Apparently the doors and fenders
    were too hard to find. He was happy. As far as State Farm, they just
    decided to base they're premiums on
    your credit report. My brother's had State Farm all his life (parents
    too). He had his business, multiple cars,
    motorcycle, home and health. Never had a claim, they looked at his credit
    report, tripled his premium! He
    canceled all policies the following Monday.

    Any just be glad you're not hurt. Cars are made to absorb all the energy
    so you don't have to.

    On Wed, 22 Oct 2003 15:53:26 -0400, Alan <com> wrote:
     


  10. #10
    no
    Guest

    Re: Minor front end hit = $8600 and counting


    State Farm has always been very fast to pay any claims I've had. One of
    the best, if not THE best in this state of Texas.

    But as to the tremendous price to fix minor damage, that may explain
    why my State Farm agent advised me that a Subaru Forester is in
    a Risk Group 17 (I think 17, may have been 16). Point was that a
    new Ford Excursion was only Risk Group 14... Risk group number
    dictates what coverage will cost. IT is based, I'm told, on potential
    costs which may arise from accidents. Maybe Subaru is one that
    does (as someone just said in this thread) sacrifices the car to save
    the passengers behinds! I guess that is not at all bad. I'd think you
    should be glad you are here to complain about the costs! Consider
    the alternative. Just my opinion.


    "Alan" <com> wrote in message
    news:bn6n75$tlf14$news.uni-berlin.de... 
    the 

    my 
    estimate 
    than 




 

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