Nissan Maxima: Banged up my 2000 Max recently :-( need info on insurance.

I would pay for it out of pocket as the insurance company does not care
if it was you are someone else. They get a claim and you go on the list
of higher risk and they usually raise your rates for three years. It is
cheaper in the long run to pay for something like this out of pocket.
My deductible is $500 so take that and add 36 months of higher rates adn
you will more than come out ahead paying for this out of your own pocket.

Google Surfer wrote:
 

Do the right thing.....
Insurance fraud costs everybody money. I have some hail damage on my car and
actually have had body shop owners suggest to "make a claim" even after I
told them I bought it that way....Geeze...

"Jon Smith" <com> wrote in message
news:com... 


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I did something similar and reported it. My insurance company covered the
damage, but my rates went up slightly.
"Bitsbucket" <com> wrote in message
news:q2r5d.51894$bellsouth.net... 
and 
if 

"Bitsbucket" <com> wrote in message
news:q2r5d.51894$bellsouth.net... 
and 

Mr. Smith was not advocating insurance fraud. It is perfectly legal to pay
for repairs yourself and not involve your insurance company, especially in a
case like this. Had it been a major accident, and the value of the car was
adversely affected, it might be different. But we're talking about some
scratches, dents, and a little paint.

Now, the example you cite would indeed be fraud.


Bill G

 
if 

I quote:
Am I better off saying that someone hit me while I was parked and they took
off?

He says this right after saying, and again I quote from HIS post:
"I was backing out and my left rear
side, just above the tire scraped one of these concrete polls".

If he claims someone hit him and took off when he really just backed into a
post that damn sure is insurance fraud!
Read his post again.

"Bill G" <com> wrote in message
news:9Wy5d.634953$ops.worldnet.att.net... 


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